Additional Wealth Management Services

Ken Stern & Associates provides dynamic, comprehensive wealth planning services to meet the diverse needs of our clients, including asset protection, tax planning, retirement planning, and estate planning. Below you can learn more about the additional wealth management services that we can perform for you, including philanthropic planning. We encourage you to contact our headquarters located in San Diego for more information.

Dynamic and Comprehensive Wealth Planning

The following are some of the additional wealth planning services we at Ken Stern & Associates can provide. We feel that these investment advisory and wealth management services are a testament to our passionate dedication to your needs and demonstrate why our wealth managers are among the most dynamic advisors in the field.

Investment Advisory Services

• Customized implementation of the client investment policy for assets held independently of Ken Stern & Associates.
• Quarterly/semi-annual/annual detailed reports of your portfolios not under management of Ken Stern & Associates.
• Quarterly/semi-annual/annual review sessions held at our local Ken Stern & Associates Resource Center.
• Monthly/quarterly/semi-annual incoming/outgoing phone calls to your assigned wealth manager.
• Advice on your qualified retirement account holdings.
• For tax planning purposes, semi-annual realized gain and loss report for each account not under Ken Stern & Associates management.
• As requested, implementation of cost and tax efficient liquidations for unanticipated cash flow needs.
• As requested end of year tax loss liquidations to offset realized gains during the year.
• As requested, maintain and update, a “Capital Needs Analysis”, an analytical process that evaluates the likelihood of meeting stated goals, based on your assets, liabilities, and relevant economic assumptions. This analysis is typically updated on an annual basis, more often if you experience a significant unanticipated life style change or a dramatic change in economic or market conditions.
• Access to referred outside legal counsel.
• Access to referred outside tax counsel.

Wealth Management Services

• Annual allocation review of your total investment assets, including possible additional holdings you are considering that are not under Ken Stern & Associates management.
• Comprehensive wealth planning for you and your immediate family.
• Family Meeting: a meeting in which you and your wealth manager discuss specific issues such as estate planning, family goals, and parental wishes with immediate family members.
• Annual Board of Directors Meeting: an annual meeting comprised of your Ken Stern & Associates wealth manager, attorney, and CPA in which issues such as investment performance, estate planning, and tax planning are discussed among all interested parties.
• As requested, insurance needs analysis for life, disability, long-term care, property and casualty protection; recommendations on types of policies, and appropriate coverage.
• As requested, consultation and analysis of your estate planning issues.
• As requested, consultation and analysis of multigenerational and philanthropic planning.
• As requested, consultation and analysis of budget, expenses, and income sources.
• As requested, consultation, analysis, and implementation of cash flow strategies for planned cash flow needs, including cash flow/emergency reserve account(s).
• Recommendations regarding investment options available in your company-sponsored retirement plan (e.g., 401(k) plan).

Contact Ken Stern & Associates for Your Wealth Management Needs

Each member of our team is committed to the strength of your investments. If you would like assistance with your future wealth plans, such as advice on philanthropic planning or assistance with your portfolio, a wealth manager from our headquarters in San Diego can help. To speak with a representative of our team, contact Ken Stern & Associates today.